Home / Schemes
Gold Savings Schemes
Plan ahead for weddings, festivals and gifts with easy monthly instalments.

11 months
Swarna Bachat Plan
Pay a fixed amount every month for 11 months and we add a bonus instalment when you redeem.
- ◆Minimum ₹1,000 per month
- ◆Bonus equal to 50% of one instalment
- ◆Redeem against any gold jewellery

12 months
Lakshmi Gold Plan
Each instalment is converted to gold at the day's rate, protecting you from price swings.
- ◆Accumulate gold by weight
- ◆Zero making charges on select designs
- ◆Flexible monthly amount

10 months
Dhanvarsha Plan
A short-term plan perfect for upcoming weddings and festivals, with a discount on making charges.
- ◆Up to 75% off making charges
- ◆Free jewellery insurance for 1 year
- ◆Ideal for weddings & festivals
Need Help?
Frequently Asked Questions
Shopping Guide
Can I see the designs before visiting the store?+
Yes. Browse our collection online and share the design name with us on call or WhatsApp — we'll keep it ready for your visit.
Do you take custom orders?+
Absolutely. Our karigars can craft custom pieces based on your reference. Timelines usually range from 2 to 4 weeks.
Gold Guide
Is all your gold jewellery hallmarked?+
Every gold piece carries the BIS hallmark with a unique HUID number, so purity is guaranteed.
What is the difference between 22K and 18K gold?+
22K is about 91.6% pure gold and is the traditional choice. 18K (75%) is harder and better suited to holding diamonds and stones.
Diamond Guide
Are your diamonds certified?+
Yes. Diamond jewellery comes with a certificate detailing carat, colour, clarity and cut.
Exchange Policy
Can I exchange my old gold?+
Yes, we accept old gold at the day's rate after a purity test in front of you.
Is there a buy-back facility?+
Jewellery purchased from us can be returned under our buy-back policy. Please carry the original invoice.
Savings & Plans
What happens if I miss an instalment?+
You can pay the missed instalment within the same month. Plan maturity may shift by the number of missed months.
Gifting & Service
Do you offer gift wrapping?+
Yes, complimentary gift packaging is available on all purchases.
Do you provide cleaning and repair services?+
We offer free cleaning and polishing for jewellery bought from us, and repairs at nominal charges.